| Owing a debt does not automatically
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| | the collection agent sends you a letter
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| subject you to harrassing, threatening
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| | demanding you pay without the reuired
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| and other inappropriate collection agency
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| | notice under the federal law regarding
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| behavior. Some collection agencies go too
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| | your confidentiality, your rights to
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| far with what I call "renegade
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| | dispute the debt an dgiving you the
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| collectors" they will repeatedly call you
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| | appropriate 30 days to respond, then the
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| at your home and/or business, threaten to
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| | debt collector is automatically liable to
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| send a marshall over to serve you with
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| | you for any damages plus three times the
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| lawsuit papers or send intimidating
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| | amount of your damages. Each violation of
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| letters, appearing to come from an
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| | the State Statute is a seperate
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| attorney or law firm, stating that you
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| | misdemeanor offense. You can file charges
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| will lose your car, wages and other
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| | with the State Attorney General or your
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| property if you do not pay your debt! It
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| | County District Attorney and also request
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| does not matter that you failed to pay a
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| | a restraining action against the
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| debt or that you can not afford to pay
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| | collection company to stop it from
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| your debt at this time no one should
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| | continuing abuse and harrassment.
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| intimidate, threaten or harrass you or
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| | If you feel abused or harrassed by a
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| coerce you to give out personal or
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| | collection agency, call that agency and
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| financial information. Inappropriate
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| | get the name and address of the owner
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| collection procedures can intimidate you
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| | president. Send your written complaint,
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| into paying for costs that may not even
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| | by certified mail, return receipt, to the
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| be your responsibility.You are protected
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| | owner/president and include in your
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| by the law from innapropriate collection
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| | letter that you "believe that agency is
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| procedures.
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| | violating the Federal Fair Debt
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| The Federal Fair Debt Collection
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| | Collection Practices Act and other state
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| Practices Act, the New York City Consumer
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| | and local laws and that you will (a) file
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| Protection Law Regulation 10 and New York
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| | complaints with the Attorney General or
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| State Statute, General Business Law,
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| | the District Attorney's office
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| Article 29-H, (the "State Statute") all
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| | (subjecting the collection company to
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| prohibit threatening, harrassing and
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| | misdemeanor charges) and (b) request a
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| intimidating collection procedures. For
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| | restraining action against the collection
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| instance, the State Statute prohibits a
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| | agency." If the collection company
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| collection agent from (a) threatening to
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| | continues to abuse and harrass you, then
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| communicate with your employer prior to
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| | go ahead and file your charges and
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| that agent obtaining a judgement against
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| | complaints .
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| you, (b) communicating with your family
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| | This article is certainly not all
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| or household at such frequency or at such
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| | inclusive and is intended only as a brief
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| unusual hours as can reasonably be
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| | explanation of the legal issue presented.
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| expected to be abusive or harrassing, or
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| | Not all cases are alike and it is
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| (c) simulating any legal or judicial
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| | strongly recommended that you consult an
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| process or appearing to be authorized,
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| | attorney if you have any questions with
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| issued or approved by the government or
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| | respect to any legal matters.
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| an attorney to collect a debt. Also, if
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