| Many individuals are not aware of all of the | | | | of the online banking services will allow |
| online banking services being offered by | | | | people to get a cyber bank statement that |
| their bank. They continue to go to the bank | | | | does not have to be printed at all. There are |
| throughout the week to conduct business and | | | | no mailing costs associated with getting a |
| never stop to realize that they could save a | | | | copy and saving it to the personal computer |
| lot of money on gas if they would just | | | | or a compact disk for safe recordkeeping and |
| establish an online banking account and fire | | | | reference material. |
| up their personal computer to do their | | | | |
| banking on instead of firing up the car and | | | | Many investors find the online banking |
| navigating through one red light after the | | | | service more convenient to manage their money |
| other enroute to a bank that closes at a | | | | market accounts. They are able to log in |
| certain time. | | | | using their personal account information and |
| | | | a password that they select, and transfer |
| There are just as many services available | | | | money between all of their investments. They |
| through the Internet as there are in a brick | | | | will also have access to loan accounts to see |
| and mortar branch that is close to the home. | | | | what the pay off amounts are and be able to |
| Some of the typical banking services are | | | | pay those accounts off at any time. |
| considered normal and expected by any bank | | | | |
| such as making deposits and withdrawals. Many | | | | Some of the online banking services are |
| people are not savvy to how the internet | | | | offered by banks so that people can access |
| works and feel that is not as secure as a | | | | them through their mobile phones. Mobile |
| bank branch visit would be. | | | | banking can be done in any location and can |
| | | | be especially helpful when people need to |
| One of the best online banking services | | | | transfer money to a credit card when they are |
| offered is the best hours of operation in the | | | | on vacation and do not have access to a |
| world. That is because the internet bank | | | | computer to do it. |
| never closes. The online banking services are | | | | |
| available 365-days a year and can be accessed | | | | Families can access their online banking |
| any time during a 24-hour period. The online | | | | services and reorder checks through their |
| branch might close down for one hour a month | | | | internet connection or their mobile phone. |
| for maintenance but that closure will be | | | | They can also use the handy account |
| advertised on the online banking site well | | | | information to inform creditors of the |
| ahead of the closure date. | | | | specific time and date that a payment |
| | | | cleared, or the time and date that an |
| Many people are concerned about the | | | | automatic payment has been established. They |
| environment and feel that online banking | | | | can also use the online banking services to |
| services are more ecologically friendly. One | | | | transfer money overseas if they want. |